Bay Pleasurecraft Insurance
The marine insurance landscape has changed, and it is not for the good.
It is getting extremely difficult to obtain insurance for your moored or berthed vessel and we have recently had instances where a vessel cannot haulout for a survey because they don’t have the insurance required by the boatyard but cannot even get third party insurance to allow them to haulout for a survey, without a survey. Does that make any sense to you.
We cannot guarantee our ability to provide cover these days, but we are more than willing to try.
NB: Cover is subject to an acceptable proposal, no previous claims and relevant boating experience.
New Zealand is a boating nation, and your boat is an expensive treasured asset. Parker Marine Group understands this, which is why we specialize in providing insurance for a variety of different boats from large marina berthed launches through to trailered pleasure craft, to make sure you have the right cover in place. As standard, all of our policies have a minimum Third-Party Liability Indemnity of $10,000,000 which most Marinas throughout New Zealand are now requiring.
We have a designated Pleasurecraft Scheme which is underwritten by Ando Insurance and was created to provide greater benefits and cost-effective insurance cover that is tailored to your needs as a boat owner.
There are a number of benefits under the policy but we have noted the key benefits below.
$10,000,000 Legal Liability as standard
Agreed Values settlement rather than Market Value
Fishing & Diving Gear automatically covered up to $20,000 and $2,500 anyone item
Loss of Entry Fees Cover up to $1,000
Automatic Personal Effects Cover
24/7 dedicated claims service
Sighting of hull bottom after grounding
Social and Corporate Racing automatically covered
$250 excess for tender/outboard and fishing equipment
Not at fault excess waiver
We all know that the claims process can be a harrowing experience especially for those who are trying to deal directly with an insurer. That is we have a designated Claims Manager who can be contacted 24 hours a day 7 days a week for all your emergencies. In the event of an urgent claim or a major loss, you can call us toll-free on 09 4377051 and we will be available to assist you.
It is important to remember that we are your representative, not the insurers. We shall therefore ensure that your claim is presented as best as possible to the insurance company and will act on your behalf to achieve the best settlement. As your Agent, we understand your policy and your true entitlement so you can rest assured you will receive the best claims outcome.